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For Home Buyers:
Why Buyers Choose Verna Gerber - Why homebuyers looking for a real estate agent in the Ft. Wayne, Leo and Roanoke area choose Verna Gerber. Latest Listings - Get Verna Gerber's latest Ft. Wayne, Leo and Roanoke listings of homes for sale first! Find Your Perfect Home - Verna Gerber will search for your ideal home and email you the newest Ft. Wayne, Leo and Roanoke MLS listings of properties in Allen County IN. First Time Homebuyers - Are you a first time homebuyer in Ft. Wayne, Leo and Roanoke, IN? Choose a top real estate agent. Verna Gerber can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Ft. Wayne, Leo and Roanoke house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Ft. Wayne, Leo and Roanoke Homes, For Home Buyers, For Home Sellers, Ft. Wayne, Leo and Roanoke Information, Real Estate Resources, and About Verna Gerber. 
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Financing Your Home >Early Loan Approval
Many lenders help prospective buyers get pre-approved for a mortgage loan before the buyers begin a serious house-hunting effort. If you are in this position, give the loan officer all of the information about your assets, income, and debts so they can tell you how much you will be able to borrow under the available loan options. The loan officer will do a credit check and work with the lender to straighten out any problems with your credit rating.
Pre-approval from a lender can make you more attractive to the seller when you find the home you want. Multiple offers sometimes come in on a house, and you may find yourself competing with other buyers. In that case, it is helpful if you have included a letter from the lender with your offer stating that you have an approved loan and are, indeed, qualified to buy. This will also save you time by eliminating from consideration any homes that you would not be able to afford.
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| Q |
What does "contingency" mean in real estate?
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| A |
A contingency is a specified event that must take place before a home purchase contract is binding; for example, a sale can be said to be "contingent upon the sale of the buyer's current residence." |
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Verna Gerber
Century21 Bradley
6357 Constitution Drive
Ft. Wayne, IN 46804
Office: 260-436-8888
Fax: 260-436-8882
Contact us:: resource@premierfortwayne.com
Verna Gerber and The premier team is ready to respond promptly and professionally. Service. Premier Team is a part of Century 21 Bradley, one of the largest real estate companies in the Fort Wayne area. When you choose us to represent you in buying or selling a home, you can be assured that you will be represented with the personal attention you deserve and supported by the national exposure of an industry leader. Buying. Today's technology allows us to reach millions of qualified prospective buyers and sellers worldwide in real time.  
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